Are You Covered From Sink Hole Damage?
Will your policy cover you for sink hole damage? Well it depends, all policies in Florida are required to cover you for Catastrophic Ground Cover Collapse. “Catastrophic ground cover collapse” means geological activity that results in all the following:
- The abrupt collapse of the ground cover;
- A depression in the ground cover clearly visible to the naked eye;
- Structural damage to the building, including the foundation; and
- The insured structure being condemned and ordered to be vacated by the governmental agency authorized by law to issue such an order for that structure.
Some insurance policies exclude coverage for sinkhole. In other words they are not going to cover your home for cracking, of walls, the foundation, driveway, that is the result of settling. Again all policies are required by Florida State Law 627.706, to cover for Catastrophic ground cover collapse.
To be very clear, the ultimate purpose of homeowner’s insurance is to enable the homeowner to rebuild his or her home and life, even in the event of total.
Let the USA DAMAGE RESPONSE TEAM help you should you have a sinkhole problem that affects your property.
IF YOU THINK YOU HAVE DAMAGE CLAIM TO YOUR HOME OR BUSINESS
CONTACT USA DAMAGE RESPONSE TEAM TODAY